U Decide

PICO constitute of 730 and has no later(a) even upment in last course of study and has no defaulted loan in the last five categorys. I turn out to give her this loan with the beachs ready rate plus 0. 5%. Brandon Sketches teddy I would approve the loan for Brandon because he has a good PICO throw of 650. He has no late payment in last year and no defaulted loans In the last five years.I would need some nurture about his current employment and Income status, and If he as any separate loans because he Is requesting for a large sum of money ($300,000). He deserves the 1. 5% interest of the Bank. Christine McDougall Case I can approve her loan with the banks prime rate plus 2. 5%. I would bring for more than entropy regarding her current employment and Income status, and If she has any separate loan. I allow for ask for more details on her late payment. Has Christine ever pall O.K. the balance plus Interest and late tee?We will commemorate that she has a PICO core of 5 40 which is acceptable. Daniel Blanknesss I will approve Daniels loan because He has an excellent PICO score of 680 even though he has one late payment. He is still good if he doesnt have any other outstanding balance. Eric Moorings Case According to the banks lending policy Daniel cannot be approve (His final two payments due not arrive at all). He asked for a loan that is not too big and has an acceptable PICO score of 490 according to the banks policy.I would ask if Eric wants to put more down for down-payment. Because if he pays more down-payment the less chance he will default the loan. I will ask if Daniel is currently employed and what his income and debt status are. I will visit approve the loan if everything meet the expectation he can pay back on time the loan and ask the Bank president approval. The bank can charge higher interest rate of 4. 5% supra prime rate which is still risky.